New Scam Method in Used Vehicle Sales: Fraudsters Impersonate Notaries to Steal Millions via Banking Apps

How the Scam Works

This fraud ring operated through the following stages:

Initial Contact

• Criminals identify individuals selling used vehicles online
• They pose as potential buyers
• They express interest and mention sending a deposit (kaparó)

Fraud Execution

• Criminals create money transfer requests through banking apps labeled "deposit"
• Victims mistake this for a legitimate transaction request
• When approved, funds are immediately withdrawn from the victim's account

Evolved Method

After their initial approach was detected, the group developed a more sophisticated technique:

• Fraudsters call victims impersonating notaries (public officials)
• This authority helps establish false credibility and trust
• They then execute banking app transfer requests
• Victims approve transfers believing they are conducting legitimate notarial business

Warning Signs

• Rapid progression from initial inquiry to deposit demand
• Unsolicited calls from people claiming to be notaries or government officials
• Unexpected money transfer requests appearing in your banking app
• Requests for personal or banking authentication details
• Unwillingness to conduct video calls or in-person meetings
• Pressure to complete transactions quickly

Prevention Tips

Verification Steps

• Always independently verify notary contact through official notary offices
• Never conduct important financial transactions based solely on phone calls
• Confirm the identity of transaction counterparties through multiple methods

Banking App Safety

• Never approve unrecognized transfer requests
• Contact your bank immediately if you see unfamiliar requests
• Enable two-factor authentication on all accounts
• Remember that banks never ask customers to enter authentication codes

General Transactions

• Use secure, established payment methods for online sales
• Consider using licensed intermediaries for significant transactions
• Be suspicious of deals that move too quickly
• Keep records of all communications

Where to Report

• Report fraud suspicions to local police immediately
• Contact your bank to report unauthorized transactions
• File complaints with consumer protection authorities
• Document all evidence, including messages and call records